Helping you protect your loved ones

At Insury, we have made it our mission to help as many families as possible by finding the best financial protection for you and peace of mind for your dependents.

What is life insurance?

Life insurance is an insurance policy that provides peace of mind. Dependants will be financially provided for in the unfortunate event of the insured's death. There is no guaranteed payout, as there no guarantee that you will die, similarly with car insurance, it is just in case and provides comfort in knowing your loved ones will not suffer financial hardship if you are no longer around.


You fix the term for the policy, for example, 15 years, or you might have a particular date in mind for instance when the children are at an age less likely to be financially dependent upon you. Sometimes life insurance is obligatory, as many lenders will insist on it to cover the cost of a mortgage on a property in the event of your death.

A life insurance policy works in a similar way as any other insurance policy, i.e. you take out insurance and pay monthly or annual premiums. There will be a certain amount of form filling, answering questions regarding your age, health, lifestyle choices known as risks, these risks will all factor into the monthly premiums, e.g. the higher the risk, the higher the premium.


If the insured person were to die when the policy is in force, the insurance provider will pay out the agreed fixed sum, usually in a lump sum, to the beneficiaries of the policy. Once the life insurance policy reaches the end of the fixed term, there is an option to renew it, but it would need restarting as a new policy based on the insured's current age and health and lifestyle factors.

You must be at least 18 years of age, be currently living in the UK and must have spent at least 183 days in the UK in the last tax year. 

There are a few reasons to consider life insurance. The number one reason is financial protection for your dependents to lessen the devastating effects when main householder's earnings suddenly cease.


Daily struggles include paying the mortgage and household bills, any debts outstanding and long-term saving towards university or retirement. Life insurance offers a practical solution and peace of mind for loved ones to enable them to continue life without financial worries or burdens.

Some employers might offer life insurance in what’s known as a ‘death-in-service benefit’. This, like regular life insurance, pays out a lump sum if you die while in employment, at a rate that’s usually four times your annual salary.


While it can be a valuable benefit, you might need to take out additional life cover depending on certain factors such as how much you owe on your mortgage, or any financial provisions for your dependants’ future.

About Insury

Insury is a comparison service which specialises in Life Insurance quotes. We are dedicated to you and are committed to treating you as a person, not a policy. We have partnered with many firms in-order to deliver a personalised service and quote so that you can get the best life insurance package.


Our expert advisers are ready to help you find the perfect insurance quote, and it couldn’t be simpler to get started. 

Why choose us?

  • Compare life insurance policies from the UK's leading providers.
  • £150,000 of cover from just £10/month*
  • Fast, Free and No obligation service.
  • Our customers love our introductory service, just read our reviews!

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